Click here for FirstDay Scholarship application and information.

Make College a Reality

Get Your Student Loan from FirstDay FCU Federal Credit Union

Lender Code: 827930

You know the value of a college education.
Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But the cost of a college education can be overwhelming for both students and parents. That’s why FirstDay FCU Federal Credit Union offers Federal Family Education Loan Program (FFELP) loans. If you or another family member plans to attend a university, technical college, or any specialized training program, FirstDay FCU Federal Credit Union can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents.

• Stafford Loans
• The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
• The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.
• PLUS (Parental Loan for Undergraduate Students) Loans
• Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans.

Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:

• The application process
• Current rates
• Loan limits
• Toll-free numbers to check the status of your loan account

Click here to find out how to obtain a federal student loan.

After graduation, consider consolidating your student loans.

After you graduate, lock into a low fixed rate by consolidating your student loans, even if you only have one. Click here to find out more about Consolidating your Student Loans.

Manage your finances

FirstDay FCU Federal Credit Union and Great Lakes are committed to helping students learn to manage their finances. The regularly updated Personal Financial Management Resources provides information on anticipating college costs and staying in control of your finances while in school.

Plan your future. Visit these Web sites.

www.mapping-your-future.org  - Detailed information about career planning, selecting a school, and paying for college.

http://studentaid.ed.gov/students/publications/student_guide/2005-2006/english/glance.htm The Student Guide is a comprehensive resource on student financial aid from the U.S. Dept of Ed.

www.studentaid.ed.gov - Detailed student aid and student loan info from the U.S. Dept of Ed.

www.fastweb.com  - Scholarship information.

www.fafsa.ed.gov  -  Online application for financial aid (FAFSA).

www.pin.ed.gov  - Apply for a PIN number to complete online FAFSA.

www.mygreatlakes.com  - Great Lakes Educational Loan Services, Inc. is the guaranty agency for your student loans. You can check the status of your student loans here.

www.nslds.ed.gov  - View the history of the federal student financial aid you have received.

www.loanlocator.org - Helps you keep track of your loans if you have more than one loan servicer. This site is useful when consolidating student loans.

www.finaid.org - Guide to student financial aid and scholarship search services.

www.collegeplan.org - Information on college selection, admissions, financial aid and scholarships.

www.princetonreview.com/home.asp - Offers powerful college search tools, useful links, expert advice and guidance from an experienced college panel.

www.usnews.com/usnews/edu/college/cohome.htm - US News & World Report’s college search and financial aid assistance.

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