FirstDay Federal Credit Union offers a variety of checking accounts tailored to meet your busy lifestyle. 

Whether you desire an account that earns dividends, requires no minimum balance, or offers all the extras FirstDay Federal Credit Union has an account that is right for you.

FirstDay Checking Plus

• Dividends
• ATM/Debit card available
• Free online banking
• Free billpay

Overdraft Protection

Changes Coming Aug. 15

Changes are coming Aug. 15 to our Overdraft Protection policies. You can learn more in this PDF file (Adobe Reader required to open file).

Current Overdraft Policies

Overdraft Protection is available to all members who have a checking account. Approval is based on credit rating.

Two Options Available:

#1 - Funds are transferred from savings to cover checking overdraft. If insufficient balance in savings funds are advanced from overdraft protection.

#2 - Funds are transferred from overdraft protection. If funds needed exceed available limit, funds then are transferred from savings account.

Credit limit for overdraft protection is $500

Current overdraft protection rate:

- 17.9% for monthly cash repayment
- no annual fee

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Master Money Debit Card

If writing checks has become too inconvenient for you, try our MasterMoney Card. You can make purchases from your checking account up to $1000 per day or withdraw up to $300 from your nearest ATM.

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