All rates subject to change without notice

There are no pre-payment penalties for any FirstDay loans.

All rates as of May 6, 2013

Home Equity Loans

Non-Variable Terms as low as 2.89% APR*

*APR=Annual Percentage Rate

Car & Truck Loans

New and used rates are as low as:
0-36 months - 1.89% APR*
37-60 months – 1.89% APR*
61-72 months – 2.39% APR*
73 – 84 months – 3.39% APR*
($25,001 minimum dollar amount in order to extend terms to 72 months.)
($35,001 minimum dollar amount in order to extend terms to 84 months.)
*APR=Annual Percentage Rate

Boat and Motorcycle Loans

Rates as Low as:
0-36 months – 3.99% APR*
37-60 months - 3.99% APR*
61-72 months – 4.49 % APR*
($20,001 minimum dollar amount in order to extend terms to 72 months.)
*APR=Annual Percentage Rate

Motor Home Loans (RVs)

Rates as low as:
0 - 60 months – 5.89% APR*
61 - 84 months – 6.40% APR*
85 - 120 months – 6.83% APR*
121 – 144 months – 7.18% APR*
*APR=Annual Percentage Rate

Personal Loans

Up to 48 months as low as 5.89%*APR Rates and terms subject to change. Rates subject to borrowers credit rating.Go To Loan Application

 *APR=Annual Percentage Rate

Other Loans	Rate	APR*	Term
FirstDay CashBack Rewards Visa (Variable Rate)	as low as	7.99%**	n/a
First Time Borrower/Student Visa (Non-Variable Rate)		9.99%	n/a
FirstDay Secured Visa (Non-Variable)		7.99%	n/a

*APR = Annual Percentage Rate
**Prime +4.74% as published on the first Friday of each month in the Money section of the Wall Street Journal.

Go To Loan Application

Checking

Checking	APY*	Min. Balance for Dividend
Checking Plus	0.01%	$100

 

 

*APY=Annual Percentage Yield

Savings

All deposits insured up to $500,000 with the first $250,000 covered by the National Credit Union Administration and the remaining $250,000 insured by the American Share Insurance Company. Rates are subject to change without notice.

Savings	APY*
Regular Savings	0.05%
Holiday Club	0.05%

*APY=Annual Percentage Yield

Money Market Savings, IRA Savings, and Health Savings Accounts	Balance Range	APY*	Rate
	$0 - $10,000	0.05%	0.05%
	$10,000.01 - $50,000	0.05%	0.05%
	$50,000.01 + $100,000	0.05%	0.05%
	$100,000.01 +	0.09%	0.09%

*APY=Annual Percentage Yield

Share Certificates

Certificates	APY*	Dividend Rate	Term
Golden Apple 6 mo. $500 +	0.19%	0.19%	6
Golden Apple 12 mo. $500 +	0.34%	0.34%	12
Golden Apple 18 mo. $500 +	0.39%	0.39%	18
Golden Apple 24 mo. $500 +	0.47%	0.47%	24
Golden Apple 36 mo. $500 +	0.65%	0.65%	36
Golden Apple 48 mo. $500 +	0.81%	0.81%	48
Golden Apple 60 mo. $500 +	1.08%	1.08%	60

 *APY=Annual Percentage Yield

 

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