All rates subject to change without notice.

There are no pre-payment penalties for any FirstDay loans.

All rates as of August 30, 2010

Home Equity Loans

Non-Variable Terms as low as 4.45%*APR

*APR=Annual Percentage Rate

Car & Truck Loans

New and used rates are as low as:

0-36 months - 2.59% *APR
37-60 months – 3.09% *APR
61-72 months – 4.09% *APR
73 – 84 months – 6.09% *APR
($25,001 minimum dollar amount in order to extend terms to 72 months.)
($35,001 minimum dollar amount in order to extend terms to 84 months.)
*APR=Annual Percentage Rate

Boat and Motorcycle Loans

Rates as Low as:
0-36 months – 4.59% *APR
37-60 months - 5.09% *APR
61-72 months – 6.09 % *APR
($20,001 minimum dollar amount in order to extend terms to 72 months.)
*APR=Annual Percentage Rate

Motor Home Loans (RV’s)

Rates as low as:
0 - 60 months – 6.45% *APR
61 - 84 months – 6.99% *APR
85 - 120 months – 7.24% *APR
121 – 180 months – 7.49% *APR
*APR=Annual Percentage Rate

Personal Loans

Up to 48 months as low as 9.65%*APR Rates and terms subject to change. Rates subject to borrowers credit rating.Go To Loan Application

 *APR=Annual Percentage Rate.

Other Loans

Rate

APR*

Term

CashBack Rewards Visa (Variable Rate)

as low as

7.99%**

n/a

1st Time Borrower/Student Visa (Non-Variable Rate)

 

9.99%

n/a

Secured by Non-Interest Bearing -- (Non-Variable)

 

7.99%

n/a

*APR = Annual Percentage Rate
**Prime +4.74% as published on the first Friday of each month in the Money section of the Wall Street Journal.

Go To Loan Application

Checking

Checking

APY*

Min. Balance for Dividend

Checking Plus

0.05%

$100

 

 

*APY=Annual Percentage Yield

Savings

All deposits insured up to $500,000 with the first $250,000 covered by the National Credit Union Administration and the remaining $250,000 insured by the American Share Insurance Company. Rates are subject to change without notice.

Savings

APY*

Regular Savings

0.10%

Holiday Club

0.10%

*APY=Annual Percentage Yield

Money Market Savings, IRA Savings, and Health Savings Accounts

Balance Range

APY*

Rate

$0 - $10,000

0.25%

0.25%

$10,001 - $50,000

0.28%

0.28%

$50,001 + $100,000

0.38%

0.38%

$100,001 +

0.58%

0.58%

*APY=Annual Percentage Yield

Certificates of Deposit

Certificates

APY*

Dividend Rate

Term

Golden Apple 6 mo. $500 +

0.39%

0.39%

6

Golden Apple 12 mo. $500 +

0.64%

0.64%

12

Golden Apple 18 mo. $500 +

0.84%

0.84%

18

Golden Apple 24 mo. $500 +

1.16%

1.15%

24

Golden Apple 36 mo. $500 +

1.57%

1.56%

36

Golden Apple 48 mo. $500 +

1.90%

1.89%

48

Golden Apple 60 mo. $500 +

2.45%

2.43%

60

 *APY=Annual Percentage Yield

 

 

 

 

 

   

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FirstDay Federal Credit Union, Dayton, Ohio.