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Rates
All rates subject to change without notice.
Home Equity Line
of Credit
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Variable Terms as low as Prime minus 1.25%
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New/used auto
rates are as low as
0-36 months - 4.99
37-60 months – 5.49%
61-72 months – 6.49%
($25,000 minimum dollar amount in order to extend terms to 72 months.)
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Home Equity Loans
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Fixed Terms as low as 5.09%
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Signature Loans
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Up to 48 months as low as 15.50%
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Other Loans
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Rate
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APR*
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Term
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Computer (See Signature Loan Rates)
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48
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Visa Grace (Fixed Rate)
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as low as
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9.90
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n/a
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1st Time Borrower/Student Visa (Fixed Rate)
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9.99
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n/a
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Secured Visa
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7.99
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n/a
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All deposits insured up to $350,000, with the first
$100,000 covered by the National Credit Union Administration and the remaining
$250,000 insured by American Share Insurance. Rates are subject to
change without notice.
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Savings
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APY*
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Term
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Regular Savings
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0.500
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n/a
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Holiday Club
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0.500
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n/a
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FirstDay Checking Plus
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0.250
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n/a
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*APY=Annual
Percentage Yield
Return to top.
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IRA
Savings
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Balance Range
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Rate
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APY*
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Term
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$0 -
$10,000.00
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1.51
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1.52
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n/a
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$10,000.01 -
$50,000.00
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2.25
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2.27
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n/a
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$50,000.01
-$100,000.00
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2.98
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3.02
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n/a
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$100,000.01
up
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3.52
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3.52
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n/a
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*APY=Annual
Percentage Yield
Return to top.
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Money
Market Savings
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Balance Range
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Rate
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APY*
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Term
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$0 - $10,000
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1.51
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1.52
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n/a
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$10,001 - $50,000
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2.25
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2.27
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n/a
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$50,001 + $100,000
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2.98
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3.02
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n/a
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$100,001 +
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3.46
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3.52
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n/a
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*APY=Annual Percentage Yield
Return to top.
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CD Rates listed are effective
as of 11/11/2008. Rates are subject to change without notice.
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Certificates
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Dividend Rate
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APY*
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Term
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Golden Apple 6 mo. $500 +
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3.44
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3.48
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6
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Golden Apple 12 mo. $500 +
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3.85
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3.91
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12
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Golden Apple 18 mo. $500 +
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4.01
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4.07
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18
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Golden Apple 24 mo. $500 +
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4.19
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4.26
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24
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Golden Apple 36 mo. $500 +
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4.40
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4.47
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36
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Golden Apple 48 mo. $500 +
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4.75
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4.84
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48
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Golden Apple 60 mo. $500 +
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5.05
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5.15
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60
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*APY=Annual Percentage Yield
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Return to top.
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