|
|
|
|
|
|
|
|
|
|
Rates
All rates subject to change without notice.
Home Equity Line
of Credit
|
Variable Terms as low as Prime minus 1.25%
|
|
New/used auto
rates are as low as
0-36 months - 4.99
37-60 months – 5.49%
61-72 months – 6.49%
($25,000 minimum dollar amount in order to extend terms to 72 months.)
|
Home Equity Loans
|
Fixed Terms as low as 5.09%
|
Signature Loans
|
Up to 48 months as low as 15.50%
|
|
Other Loans
|
Rate
|
APR*
|
Term
|
|
Computer (See Signature Loan Rates)
|
|
|
48
|
|
Visa Grace (Fixed Rate)
|
as low as
|
9.90
|
n/a
|
|
1st Time Borrower/Student Visa (Fixed Rate)
|
|
9.99
|
n/a
|
|
Secured Visa
|
|
7.99
|
n/a
|
|
All deposits insured up to $350,000, with the first
$100,000 covered by the National Credit Union Administration and the remaining
$250,000 insured by American Share Insurance. Rates are subject to
change without notice.
|
|
Savings
|
APY*
|
Term
|
|
Regular Savings
|
0.500
|
n/a
|
|
Holiday Club
|
0.500
|
n/a
|
|
FirstDay Checking Plus
|
0.250
|
n/a
|
*APY=Annual
Percentage Yield
Return to top.
|
IRA
Savings
|
Balance Range
|
Rate
|
APY*
|
Term
|
|
$0 -
$10,000.00
|
1.51
|
1.52
|
n/a
|
|
$10,000.01 -
$50,000.00
|
2.25
|
2.27
|
n/a
|
|
$50,000.01
-$100,000.00
|
2.98
|
3.02
|
n/a
|
|
$100,000.01
up
|
3.52
|
3.52
|
n/a
|
*APY=Annual
Percentage Yield
Return to top.
|
Money
Market Savings
|
Balance Range
|
Rate
|
APY*
|
Term
|
|
$0 - $10,000
|
1.51
|
1.52
|
n/a
|
|
$10,001 - $50,000
|
2.25
|
2.27
|
n/a
|
|
$50,001 + $100,000
|
2.98
|
3.02
|
n/a
|
|
$100,001 +
|
3.46
|
3.52
|
n/a
|
*APY=Annual Percentage Yield
Return to top.
|
CD Rates listed are effective
as of 11/11/2008. Rates are subject to change without notice.
|
|
Certificates
|
Dividend Rate
|
APY*
|
Term
|
|
Golden Apple 6 mo. $500 +
|
3.44
|
3.48
|
6
|
|
Golden Apple 12 mo. $500 +
|
3.85
|
3.91
|
12
|
|
Golden Apple 18 mo. $500 +
|
4.01
|
4.07
|
18
|
|
Golden Apple 24 mo. $500 +
|
4.19
|
4.26
|
24
|
|
Golden Apple 36 mo. $500 +
|
4.40
|
4.47
|
36
|
|
Golden Apple 48 mo. $500 +
|
4.75
|
4.84
|
48
|
|
Golden Apple 60 mo. $500 +
|
5.05
|
5.15
|
60
|
|
*APY=Annual Percentage Yield
|
Return to top.
|
|
|
|
|
|
|
|
|
|
|
|
