Unlike
a bank, where profits go to an outside group of stockholders,
we return our profits back to our members in the form of free
or discounted services, lower rates on loans and increased
rates on your savings. It's a whole new way to bank!
Enjoy the Benefits of Membership
The Credit Union Advantage
FirstDay Federal Credit Union is a non-profit financial institution
owned and operated by its members. As a member-owner of FirstDay, your
support and participation is vital to our growth and success. Through
your membership, you are given the opportunity to participate in the
decisions and policies that govern your credit union through the democratic
election of our Board of Directors.
Membership Information
People who live, work, worship, attend school in, and businesses and
other legal entities located in Greene, Miami, Montgomery, or Preble
Counties. Membership may be established by simply opening a Share Account
with a minimum $5 deposit. We even have an easy-to-use
Switch Kit (PDF File) for getting started.
Convenience
You have a busy life. We want to help you simplify it. At FirstDay
Federal Credit Union, we offer a variety of convenience services to
make your life a little less complicated.
As a member of FirstDay, you have access to these and many more excellent benefits:
ATM Services
When you need access to your funds 24-hours a day, 7 days a week, you can rely on thousands of convenient ATM locations around the country. Look for the Alliance One logo. You can also use the AllPoint Network to find more than 37,000 ATMs nationwide. Make withdrawals, transfers, or obtain account balances at any ATM that displays the MAC/STAR, Plus, Visa, or Cirrus logos. Or, look for the Alliance One logo to receive access at all participating credit union ATMs, though Credit Union fees may apply. Click here to find an ATM close to you.
Direct Deposit/Payroll Deduction
Avoid unnecessary trips to the credit union and save on postage. The days of waiting in long teller lines to deposit your paycheck are over. Enroll in our direct deposit program to have your paycheck automatically deposited into the FirstDay account of your choice. Our payroll deduction plan can help reduce the amount of checks you have to write each month. Elect to automatically make fixed payments to any recurring monthly loan bill such as a mortgage or car loan.
Additional Services
FirstDay also offers our members Insurance, Traveler¹s Cheques ® , and notary services.