FirstDay Federal Credit Union

Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality financial services and products. Like our convenient, flexible Secured Visa, First Time Borrower Visa, or MyCashback Visa Credit Cards. It’s accepted at thousands of locations worldwide.

For a convenient and quick way to access cash, or pay for a variety of expenses, FirstDay offers competitive rates on Visa credit cards. Use your card when shopping for groceries, clothing, or to pay for purchases while traveling on vacation---rest easy knowing your credit card is accepted anywhere the Visa logo is displayed. Choose the Visa card that fits your lifestyle. Apply for your VISA Card Now!

VISA Cards

FirstDay CashBack Rewards VISA

Minimum credit line of $500
Maximum credit line of $10,000 (per member)
Variable Rates as low as Prime** + 4.74%
Earn Up to 1.00% CashBack on purchases

FirstDay Secured VISA

Ideal for those who want to build or re-establish great credit
Minimum deposit of $500 held as security
Non-variable rate as low as 7.99% APR*

First Time Borrower/Student

Designed for members who have had no credit experience
Maximum credit line of $500
Non-variable rate as low as 9.99% APR*

With FirstDay’s Visa cards, members have the opportunity to take advantage of our 25-day grace period and avoid an interest payment.

Both Variable and Low Non-Variable Rates*
ATM Access Everywhere Visa is accepted
Up to $250,000 in Travel Insurance
25 day grace period
Payment protection coverage

Our loan department is open 24 hours a day, 7 days per week. Approval for most loans is less than 24 hours. To apply online click here.

* APR = Annual Percentage Rate
** Prime is based on the published rate on the first Friday of each month in the Money section of the Wall Street Journal

Take Control of Your Finances With eZCard!

With our eZCard service, you can manage your credit card account online. Receive email or mobile alerts regarding important account activity. Help to ensure that you never miss another payment. Click here to see a video about how eZCard works

Time to Keep Score!

Your FirstDay Visa card is more valuable than ever before! All FirstDay Visa accounts will earn Bonus Points for every dollar spent**. The points can be redeemed for fabulous travel and name brand merchandise. There is no fee to participate in this exciting new program!

**Some restrictions apply